Email Account is very important validation for a customer online. By having a check on Email address, there are chances to prevent credit card payment fraud.

• Email Address for a genuine customer have name or nick name with number.
• Fraud Email Address have a repetitive alphabets with lot of digits. This is a sign of a fraud Email Address and it is important to get it validated for large orders.
• If email addresses are related to a domain name, it is always worth to check that website online and read review. This helps in identifying wrong or fake accounts
• Be careful and add an additional measure of verifying the user if the order is large and it comes from a free email service provider like Gmail, Yahoo etc.

Credit card number usage by a user for a transaction should be counted.

• Generally a fraudulent user will type continuously credit card number and lot of retries of security code.
• If customer enters the wrong security code more than three times, it means there is something wrong and that transaction should be double checked, it may be a fraudulent credit card payment.
• However there may be chances some times that user has forgotten their security code. These type of transactions can be clarified by calling the customer and verifying the payment.

Every credit card provided by Master or Visa has a security code embedded in the card. It is good if you always make it mandatory to add CVV to verify the transaction. Usage of security code helps in the below ways.

• For every credit card, there is a security code at the back side. This security code will only be known to the genuine user.
• If this security code is mandatorily verified, it will be difficult for fraudsters to do fraud credit card payment.
• If fraudsters try to enter wrong security code multiple times, you need to pay more attention to the transaction.

IP Address tracking for all credit card payment is another way to decrease credit card payment frauds. Below are the things you should check when you have IP Address tracking for credit card payments.

• Check if there are large orders coming from multiple credit cards with same IP Address.
• Check if same items are ordered from multiple credit cards with same IP Address. Many such instances result in fraudulent credit card usage. So in this case, validate Shipping Address and make sure to have a signed verification before buyer receive the goods.

Address Verification System (AVS) is one way to prevent fraud credit card payments.

• The Address Verification System (AVS) is a system which helps in fighting against fraud payment activity by verifying address of a person who claims to own a credit card.
• This will compare and verifies the billing address of the user’s credit card with the address from Credit Card Company.
• AVS is mostly used for online transactions. It will return “AVS Mismatch” if the verification of the address given by user doesn’t match with actual credit card details of the user. If this result is obtained, merchant can take additional caution before proceeding with transaction.

When customer entering the credit card information in your website, there’s some extra step you can do to prevent fraud payment happen.

Overseas Transactions are very difficult to solve if there are any fraud credit card transactions.

Shipping Address plays a major role in decreasing credit card payment frauds.

Transaction declines happen if credit card details are not entered correctly.

If consistent transaction declines are happening with the same credit card, then some fraudsters might be involved.

Once transaction decline happens more than 2 times, save that IP Address into IP Address fraud database.

If the continuous transaction declines issue keeps happening, check this IP Address records.

If this IP Address already recorded in your existing IP Address fraud database, decline this transaction permanently.